Every January, millions of people set financial resolutions. Pay off debt. Save more. Invest better. Build an emergency fund. And by February, most of those goals are abandoned. Research tells us that nearly 80% of resolutions are abandoned by February, and only 9% of people who make New Year’s resolutions successfully keep them throughout the…
A complete financial planning guide for women: 9 proven steps to build wealth, align money with values, and achieve lasting financial confidence.
If you’re like most of my clients, that annual open enrollment email from HR lands in your inbox with a mix of dread and confusion. Between comparing plan options, deciphering insurance jargon, and making decisions that will impact your family for the next 12 months, it’s easy to feel overwhelmed. And if you’re the primary…
Stress has a way of convincing us that it’s permanent. When you’re juggling a demanding career, caring for children or aging parents, and running a household, the responsibilities feel endless. The pressure builds and you start to wonder: Is this just my life now? The truth? It doesn’t have to be. There’s a powerful tool…
Should I hire my child in business? Learn IRS rules, tax benefits, and how this strategy builds generational wealth with Roth IRAs and 529 rollovers.
Risk tolerance for women isn’t just about market volatility. It’s about how financial uncertainty affects your sleep, relationships, and daily peace of mind. For women over 40, traditional risk assessment questionnaires miss the nuanced realities of midlife financial planning. There’s a moment that happens to almost all of us. You’re reviewing your investment statements, reading…
If you’re reading this, chances are you’re carrying more than just financial responsibilities in your household. You might be managing investments while also being the family’s appointment coordinator, emotional support system, and future planning strategist. Or perhaps you’ve stepped back from financial decisions but find yourself feeling disconnected from choices that directly impact your future….
If you’re a member of the modern workforce, you likely have access to a 401(k). A 401(k) is a retirement savings vehicle sponsored by your employer. Through your 401(k), you’re able to contribute funds and invest them according to your risk tolerance and retirement timeline. The goal is to grow a sizable retirement nest egg…
Do you remember the ING commercials that asked consumers: What’s your number? The idea was that everyone has a “number” that defines how much they need to retire. While it’s absolutely true that you need to set clear retirement savings goals for yourself, it’s also true that you have a “number” right now as a…