If you’re like most of my clients, that annual open enrollment email from HR lands in your inbox with a mix of dread and confusion. Between comparing plan options, deciphering insurance jargon, and making decisions that will impact your family for the next 12 months, it’s easy to feel overwhelmed. And if you’re the primary…
Financial wellness is like eating healthy – it’s hard work and no fun but you know it’s good for you. Think about it, you always feel better after a healthy meal instead of a highly-processed one. But building a balanced meal plan takes more time and effort to accomplish. The same is true for a…
Moving jobs can come with many changes: cleaning out your desk, onboarding and learning a role at your new employer, and adjusting to a different team and office environment. One thing people don’t always think about is what to do with all the money accrued in their 401(k). After all, it is your money! Having…
Stock options are a popular way for organizations to compensate their employees. They’re a convenient and cost-effective way to provide added value for the work that you do. Stock options also provide an incentive for employees to continue doing high-quality work for the company, because they tie a portion of your compensation to the company’s…
You got the job – congratulations! Going through an application process is never easy, and when you get an offer letter, it can be emotional – and give you a sense of validation. Whether you’ve just landed the job of your dreams, or you’re switching career paths and excited for a new opportunity to rebuild,…
Restricted Stock Units (RSUs) can be an excellent way to grow your wealth. However, like everything with investing, it’s important to understand how they work, and how they fit into your comprehensive financial strategy before moving forward with them. The truth is that RSUs aren’t as cut-and-dry as traditional investing opportunities. They have vesting schedules…
If you own your own small business, there’s no question about it: you’re a go-getter. You’re self-motivated and driven to do big things in your life. You probably don’t wait for anyone to give you permission and you know how to take care of yourself. For the most part, anyway. The truth is, 34% of…
Have access to an ESPP but have no idea how to work it? You’re not alone. This is a type of benefit not offered to everyone, so figuring out the best way to leverage it or fit it into your financial plan can be tough. An employee stock purchase plan, or ESPP, is a benefit…
What kind of compensation do you receive from your employer in exchange for doing your job? You might just say, “my paycheck,” but that’s probably not the only kind of compensation you receive. Your company benefits count, too — and can do a lot to help your personal bottom line. Your benefits, for example, might…